Buy To Let Investment Mortgages
‘Buy to let’ mortgages available on commercial and residential investment property.
If you are seeking funding for a Freehold or Long Leasehold investment property on either Commercial or Residential property then we can help with loans up to 75% LTV.
- Offices, Retail Shops and Industrial premises.
- Residential properties let on Short-hold Tenancy Agreements.
- HMO’s with 3 or more separate letting rooms and shared facilities.
- Capital + Interest and Interest Only options
As well as the confirmed ‘bricks and mortar’ value of the property the key criteria in such loans is always rental income. Underwriters will be looking to confirm a satisfactory ‘stress test’ on the rental income to adequately cover the borrowing.
Applications to borrow against Commercial Investment properties are very much enhanced if the property is pre-let to a strong covenant on a fully repairing and insuring tenancy agreement.
For a free consultation please call us today on 0845 838 8579 or submit an enquiry and we will contact you.